Standard Tariff of Charges 2022
VISA Card
| Issuance Fee (One Time Basis) |
Rs. 1,000/- (Validity of card- 5 Years) |
| Issuance Fee (Yearly Installment Basis) |
Free for Year 5 |
| Renew of Expired Card | Rs. 300/- |
| Re – Issue/ Re-Emboss | Rs. 300/- |
| Re — PIN Request (New PIN) | Rs. 150/- |
| Wrong PIN Reset | Rs. 50/- per request |
| Card Stoppage Request on Loss/Card Block & Unblock Fee | Rs. 100/- |
| Account Link Charge | Free |
| Card link to Overdraft Account | Free |
| ATM Card Destroy charge (Not Received in 6 Months) | Rs. 200/- |
| Repin uncollected Destroy Charge (Not Received in 6 months) | Free |
|
Card not returned at the time of account closure where validity of card is remaining. |
If account closed within Year 1: Rs. 200/- |
| Cash withdrawal from other than bank’s ATM terminal | Rs.15 per transaction |
| Balance inquiry from other than bank’s ATM terminal | Rs. 5 at NEPS terminal and Rs. 20 at non-NEPS terminal within Nepal |
| Cash withdrawal within VISA ATMs in India | Rs. 250/- |
| Balance Enquiry within VISA ATMs in India | Rs. 50/- |
|
Charge for Mini Statement request from the ATM other than SADBL customer |
Rs. 100 per request |
Mobile Banking/ Internet Banking
| First Time Subscription | Free |
| Yearly Renewal Charges/ Maintenance | Rs. 350/- |
| Mobile Number Modification | Free |
| Pin Reset Charge | Free |
| Mobile banking Block/Unblock | Rs. 25/- |
| Profile Change | Free |
| Account Linkage | Rs. 200/- per additional account |
| Intra-Bank/Branch Fund Transfer Charge | Free |
| Inter Bank Fund Transfer | Rs. 10 per transaction |
Cheque
| Stop Payment | Free of cost |
| Cheques Certified: Good for Payment | Free of cost |
| Cancellation of Good for Payment Cheque | Rs. 500/- |
| Cheques returned unpaid Counter/Clearing due to insufficient fund and/or signature differ |
Rs 500/- {L/en mariincase of/nsufficient öa/ance in account, obtain charges equivafent to balance available in account.) |
| Managers' Cheque (MC) Issuance/Cancellation | Rs. 500/- per cheque (Upon Customer request) |
| NRB Cheque Issuance/Cancellation | Rs. 500/- per cheque (Upon Customer request) Note: Not applicable for BFIs in case of treasury transfer |
| Cancellation of MC & NRB Cheque | Rs. 500/- per cheque |
| Cheque Book Issuance – Against Lost Cheque Book | Rs. 200/- (Maximum 10 leaves); Rs. 10 per leaves for additional+ to change status of previously issued remaining cheque to Invalid Rs. 100/- |
| Single Leaf Cheque Print | Rs 50/- per leaf (On Request of Customer) |
| Cheque Destroy Charge if not received in 6 months | Rs. 250/- {Lien marI‹/ In case of insufficient balance in account, obtain charges equivalent to balance available in account) |
| Cheque Requisition Slip Lost Charge | Rs. 100/- per New Issue |
| Unused Cheque leaves not surrendered during Account Closure | Rs. 100 for making the cheque status Invalid |
| Other Banks’ Cheque Issue On Demand of Customers | Rs. 100/- or 0.02% whichever is Higher |
Locker Service
| Security deposit | Free for staffs |
| Small Size: Rs. 10,000/- | |
| Medium Size: Rs. 15,000/- | |
| Large and Jumbo Size: Rs. 20,000/-. | |
| Annual Charge (To be taken upfront) | 50% off for staffs |
| Small Size: Rs. 2,000/- | |
| Medium Size: Rs. 4,000/- | |
| Large Size: Rs. 6,000/- | |
| Jumbo Size: Rs. 7,000/- | |
| Breaking of locker if key lost by customer | Rs. 3,000/- plus actual cost |
| Surrender of locker | Rs. 2,000/- |
| Locker Exchange | |
| Security deposit |
Adjustment to be made as per E. Locker Services 1. Security Deposit |
| Annual Charge (To be taken upfront) |
Adjustment to be made on pro rata basis as per E. Locker Services 2. Annual Charge (Annual Charge/used month) |
| Inter branch locker Exchange/Transfer | Rs. 1000 (Free for Staffs) |
| Locker Exchange/Transfer with same branch | Rs. 500 (Free for Staffs) |
Account Statement
| Duplicate Statements | Rs 50/- per each page or 600 whichever is lower |
| Duplicate statement sent via mail | Rs 25/- per each page or maximum Rs. 300/- in total |
| Statement sent via courier | Covered by Courier charge |
Fixed Deposit
| FD Premature Charge | Interest to be provided @ 50% of the FDR rate or prevailing lowest savings rate whichever is lower. |
| Reprint for Fixed Deposit Certificate due to loss | Rs. 500/- per reprint |
Fund Transfer
| Nostro Account (Central Bank of India, IC Amount Deposit and Payment | As per separate policy |
| IPS Payment | As per NCHL Rule |
| Connect IPS | As per NCHL Rule (Free for staff) |
| RTGS | As per RTGS Rule |
Remittance
Remittance
| Shangri-la Remit Charges up to Rs. 25,000 | Rs. 100/- |
| Remittance Agency Service | As per agreement with the Remittance Companies |
Clearing/ Collection
| Clearing/ Collection | Free for Less than Rs. 2,00,000 & others as per NCHL Rule |
| Late presentment /Last minute presentment charge | As per NCHL Rule |
Data/Record Retrieval
| CCTV Footage Retrieval Charge | Rs. 1000/- (Except regulatory and entity/local authorities and prior approval of Head Office Required) |
| Transaction Record Retrieval Charge | Up-to 3 month Rs. 200/- |
| 3 months to 1 year Rs. 300/- | |
| Above 1 years Rs. 500/- |
Courier & Postage Charges
| Courier Charge | Actual Cost or NRs. 100/- whichever is higher |
| Postage | Actual Cost or NRs. 100/- whichever is higher |
Operation Others
| Any Branch Banking Services (ABBS) Charge | Free |
| ASBA | Rs. 5/- |
| Scheme Transfer Charge | Rs. 300/- |
| Standing Instructions On customer Request |
Rs 300/- per Instruction/ $5 for FCY A/c ( Free for Call/Current accounts, WC Revolving Loan to Current, Recurring Accounts & instruction inputted to deduct charges of the bank |
| Withdrawal Slip (No Choice Basis) |
Rs.50/- (withdrawal maximum amount of Rs.25,000/-) Free incase of failure of Digital banking service. |
| Duplicate Customer Dr/Cr Advice Charge | |
| Up-to 3 month Rs. 200/- | |
| 3 months to 1 year Rs 300/- | |
| Above 1 year Rs 500/- | |
| Interest Earned Certificate/Other | Rs. 500/- |
| TDS certificate | Rs. 500 (Free for last 2 FY) |
| Re-issuance of any other correspondence | Rs. 500/- |
| Recovery related charge: Fuel cost, Field visit | Actual cost |
| FCY Inward Remittance | Free for customer |
| FCY Cheque Purchase | 0.2% + Courier Charges + Corresponding branch charges |
QR Code
|
Subscription Charge |
Free |
|
Re-issuance/Replacement Charge |
NRs. 150/- |
|
Audio QR Device |
Actual Basis |
Note
- Institutional Loan (Except Wholesale Lending, Vehicle Loan, Energy Loan, Real Estate Loan), up to Rs. 3 crores (based on single business exposure) shall be accounted under SME (Term- SME Term, Overdraft – SME OD) and above Rs. 3 crores shall be accounted under Corporate Loan(i.e. Term – Term Loan, Overdraft – Business OD)
- Above service charge shall be applicable for customer w.e.f. 2079.03.01